Calculator
Balance Transfer Savings Calculator
Estimate whether a 0% intro period (with a 3% transfer fee) is likely to save money versus keeping your current APR.
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Results
Estimated savings after fee$991.41
Transfer fee$180.00
Remaining after promo (at your payment)$1,500.00
Estimate uses average balance over promo months. Exact results vary by issuer and payment timing.
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Recommended next step (V1)
If savings are positive, compare top balance transfer cards. If not, try increasing monthly payment to clear more during the promo.
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